Visit Our Showroom
Nairobi Business Center 1st Floor, Shop A8
Featured Phones
Top picks with affordable daily and monthly payments.
Samsung Galaxy A42 5G
Apple iPhone 13 Pro
Samsung Note 20 Ultra
How It Works
Getting your new smartphone is as easy as 1-2-3.
1. Select Phone
Browse our catalog, pick the phone that suits you, and select your preferred payment plan.
2. Apply & Verify
Submit your National ID and a recent M-Pesa statement for a quick, same-day verification.
3. Collect Device
Pay the initial deposit and walk away with your brand new smartphone immediately.
Why Choose Phonesoncredit?
We make upgrading your device simple, transparent, and hassle-free.
Fast Approval
Get your application reviewed and approved within minutes via WhatsApp or our web form.
Low Deposit
Walk away with a brand new phone today with minimal upfront payment requirements.
Flexible Terms
Choose a monthly installment plan that fits your budget perfectly.
12-Month Genuine Warranty
Rest guaranteed. Every single smartphone we issue is 100% original, brand new, and backed by a full 1-year manufacturer warranty.
Trusted by Thousands Nationwide
Don't just take our word for it. Here is what our verified customers across Kenya have to say about getting their brand new smartphones on credit.
"It's basically nicee"
Ian Ochieng
Verified Buyer • Camon 50
"Customer service was top notch,door delivery . big up Wynnie"
Wicklife Odhiambo Ochieng
Verified Buyer • Infinix hot 60 pro
"Super easy,nice and cool phone too"
Kenedy Kipchumba
Verified Buyer • Infinix Hot 60 pro plus
"Am happy for the good services offered to me. The phone is excellent good"
Ben Mulingwa
Verified Buyer • Itel 26 Ultra
"The phone is excellent and in good condition and service offered was good too"
Joel Chege
Verified Buyer • Infinix Hot 60 pro plus
"I was happy for excellent service & the phone is good the storage , camera and size is okay. Keep it up guys."
Benson Musila
Verified Buyer • ZTE BLADE A36
Ready to upgrade your phone?
Join thousands of happy customers who got their dream smartphones on flexible credit terms.